<p>How do you track your spending?</p> <p>What’s the easiest way for you to save money?</p> <p>Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.</p> <p>This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.</p> <p>In this interview, you'll learn:</p> <p>How to Negotiate Your Rent and Save More</p> <p>How to Use Credit the Right Way to Build Wealth</p> <p>How to Start a Business With Little to No Money</p> <p>How to Keep Your Job and Still Grow a Side Hustle</p> <p>How to Turn Problems Into Profitable Opportunities</p> <p>How to Talk About Money in Relationships</p> <p>How to Invest Your First $1,000 Wisely</p> <p>Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.</p> <p>With Love and Gratitude,</p> <p>Jay Shetty</p> <p><strong>What We Discuss:</strong></p> <p>00:00 Intro</p> <p>02:03 The Best Time to Build Wealth</p> <p>05:26 Should People Own Homes Anymore?</p> <p>06:21 Are You Financially Literate?</p> <p>08:48 Simple Steps to Financial Freedom</p> <p>12:54 How Much Money Do You Really Need to Start a Business?</p> <p>15:57 The Three Qualities of a Great CEO</p> <p>18:05 How to Increase Your Value as an Employee</p> <p>21:01 The Path to Growth Inside a Company</p> <p>25:05 The Truth About Hustle Culture</p> <p>27:29 Passive Income: Real or Myth?</p> <p>28:48 Why You Shouldn’t Turn Every Passion Into Profit</p> <p>31:30 What Sets Top Performers Apart</p> <p>35:10 The Fixer vs. The Freeloader Mindset</p> <p>38:50 How to Choose the Right Leader to Learn From</p> <p>40:42 The Power of Surrounding Yourself With the Right People</p> <p>44:00 Setting Expectations That Lead to Success</p> <p>48:52 The Lipstick Theory of Recessions</p> <p>52:01 The Link Between Money and Dating</p> <p>55:22 How to See Money as a Tool, Not a Goal</p> <p>59:31 Who Should Really Pay on the First Date?</p> <p>01:04:15 Understanding Negative Feminine Energy</p> <p>01:07:49 Why Discussing a Prenup Can Strengthen Relationships</p> <p>01:11:10 What Makes a Strong and Lasting Partnership</p> <p>01:14:26 Should You Get Into Business With Your Partner?</p> <p>01:18:52 What Makes a Deal Truly Great</p> <p>01:22:52 Why Investing in Yourself Comes First</p> <p>01:25:06 Investing 101: The Basics You Need to Know</p> <p>01:26:44 Stocks vs. Bonds: What’s the Difference?</p> <p>01:27:46 The Next Level of Investing Explained</p> <p>01:30:39 The #1 Thing People Waste Money On</p> <p><strong>Episode Resources:</strong></p> <p>Codie Sanchez | <a href="https://codiesanchez.com/">Website</a></p> <p>Codie Sanchez | <a href="https://www.youtube.com/@CodieSanchezCT">YouTube</a></p> <p>Codie Sanchez | <a href="https://www.instagram.com/codiesanchez">Instagram</a></p> <p>Codie Sanchez | <a href="https://www.facebook.com/codiesanchezbiz/">Facebook</a></p> <p>Codie Sanchez | <a href="https://www.tiktok.com/@realcodiesanchez">TikTok</a></p> <p>Codie Sanchez | <a href="https://www.linkedin.com/in/codiesanchez/">LinkedIn</a></p> <p><a href="https://contrarianthinking.co/">Contrarian Thinking</a></p> <p><a href="https://www.amazon.com/Main-Street-Millionaire-Extraordinary-Businesses/dp/0593718615">Main Street Millionaire: How to Make Extraordinary Wealth Buying Ordinary Businesses</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>